If you have ever spent time at a live casino and done some gambling, you know that it’s rather easy to collect your winnings. All you have to do is take your chips or winning card to the cashier’s cage and make the quick exchange to receive your stack of cash.

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However, managing your funds at a gambling site is quite a bit more complicated.

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Gambling websites to have different rules when it comes to depositing, withdrawing and transferring real money between sites. Bettors in the United States also have a limited number of options compared to those in different countries when it comes to moving cash around.

What should you know about money management if you are interested in diving into the world of internet gambling? Let’s start with deposits.

How can I deposit money into my account?

Depositing into an online account is relatively simple compared to withdrawing or transferring. There are numerous ways to put funds into your account, and in most cases, the steps are typically as follows:

1. Log in
2. Find the “deposit” link
3. Choose your method of payment
4. Enter the amount you wish to deposit
5. Enter payment details (credit card info, billing address, etc.)
6. Start playing

Using a credit or debit card may be the most common way for folks to make deposits into online gambling accounts, but that doesn’t mean it’s the only way to do so. Most sites will allow customers to add funds to their account via a wire or bank transfer, a prepaid card, money transferring service or E-wallet.

Real Money Gambling Guides

Credit/Debit cards

Making a deposit with a credit or debit card is common, quick and easy. All you have to do is whip your card out of your wallet, enter the info and start playing.

Just about every gambling site out there will accept credit or debit cards of some kind, though not all cards are accepted. In the United States, the most commonly-accepted cards are Visa, MasterCard, Discover, American Express and Diners Club International. AmEx and Diners Club are not as widely accepted as Visa, MasterCard or Discover, so be sure to make yourself aware of your site’s depositing rules.

One potential downside to using a card is that some real-money betting sites based in the United States have begun charging an additional fee on a deposit. Most international sites do not include these fees, but some American sites are known to issue fees starting around 3-4 percent for Visa and MasterCard. In order to avoid being surprised by these extra fees, make sure to read all the fine print before making a deposit at a given site.

To give you an example, Bovada.lv charges a 4.9% deposit fee for Visa deposits and a 6.9% fee for Mastercard deposits (they accept deposits by no other brands).

The Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006 made gambling via the internet a bit more challenging for Americans, as well. This piece of legislation made it illegal for banks and other financial institutions to process payments to and from illegal gambling sites.

As a result, your credit or debit card deposit may not always go through. Legalized gambling operators are fair game, but you will likely not have much luck trying to make a deposit at an offshore operator if you reside in the US.

In just about all cases, making a deposit with a card is an instantaneous process. Once you have entered all relevant information, the cash should be visible in your account immediately.

Bank/Wire transfer

Not everyone is completely comfortable with entering personal card information online, so perhaps a bank or wire transfer would be their preferred depositing option. Not all sites may be completely secure, but transferring funds with this method is essentially risk-free.

As is the case with depositing via card, doing so via a transfer is relatively painless. You just have to contact your bank and let them know how many dollars you wish to transfer over.

Bank and wire transfers are also not covered by the aforementioned Unlawful Internet Gambling Enforcement Act. There is no restriction on where you are able to send your cash via your bank account, so it is possible to send money to any offshore betting account you may have.

However, the process is not instantaneous. A wire transfer may take from several days up to a week before completion.

e-Wallets

The concept of an e-wallet is simple. It is an online account in which you can store real money in order to make purchases. You can link your e-wallet to a bank account or card, which makes it easy to transfer money to and from.

PayPal is perhaps the most well-known e-wallet on the planet. Other e-wallet services include Neteller, Skrill and Venmo.

Making a deposit using an e-wallet is as simple as doing so with a card. The results are instant and the money will be in your account right away. However, not all countries allow e-wallet transfers for gambling website accounts. For example, PayPal allows only those in the following nations to deposit online:

Austria
Belgium
Denmark
Finland
France
Greece
Ireland
Italy
Portugal
Spain
Sweden
United Kingdom

Neither Neteller nor Skrill accept American customers. PayPal only accepts customers from states in which internet gambling is legal, such as Nevada, New Jersey and Delaware.

Money transfer services and checks

Finally, we have two methods of payment that seem to be dying in popularity as we move forward. Some sites will still accept deposit payments from a money transfer service such as Western Union or MoneyGram, though those sites are dwindling in numbers. This is certainly an option if you’re playing from the United States and do not have a credit or debit card.

With a check, all you have to do is post it. Once it has cleared, the funds will appear in your account. This is a secure way of moving funds without having to risk any personal or banking information over the web. Paying via check is another option that takes more time than a simple credit card deposit, as wel